[vc_row row_layout=” fullwidth” font_color=” dark” row_bg=”image” html_opacity=”1″ video_opacity=”1″ video_quality=”default” bg_image=”4316″ bg_image_repeat=”contain” padding_top=”2%” padding_bottom=”8%” margin_top=”0″ margin_bottom=”0″][vc_column width=”1/1″][big_title title=”
BENEFITS SERVICES” title_size=”2EM” title_tag=”h1″ align=” center” color=”grey” description=”

WE STRENGTHEN THE SECTOR BY STRENGTHENING ITS PEOPLE

“][/vc_column][/vc_row][vc_row][vc_column width=”2/3″][big_title title=” We help. You benefit. ” title_size=”28px” title_tag=”h2″ align=” left” color=”grey”][vc_column_text]In the 21st century, employee benefits that are competitive and compliant are essential to any nonprofit organization that wants to attract and retain that best employees.

Recently, the Federal government has started paying attention to employer sponsored retirement plans, placing particular emphasis on 403(b) plans and employer sponsored insurance plans. Now, with the creation of the Affordable Care Act, making sure your employees’ health insurance plans and other benefits comply with Federal regulations is time consuming and fraught with risks. It’s enough to make any nonprofit leader’s head spin.

Additionally, a large number of employers have embarked on a quest to offer comprehensive and dynamic benefit plans that help attract and retain talented and committed employees.  Organizations must be creative when determining which benefits to offer and how to structure a premium-sharing plan that makes coverage affordable for staff while meeting budget demands.

Nonprofit HR’s Benefits Practice can help.

Nonprofit HR’s Benefits Review services include a review of one or more of the following components of your benefits program:

• Compliance with Federal and state regulations – including ERISA and PPACA
• Forensic review of welfare and leave benefits
• Assessment of efficiency and effectiveness of program administration
• Review of benefits alignment with the organization’s total rewards philosophy and objectives

We offer the following benefits review packages:

[/vc_column_text][vc_toggle style=”style1″ title=”Comprehensive Benefits Review”]In a Comprehensive Benefits Review, Nonprofit HR will assess all welfare benefits, including medical, wellness, dental, vision, life and disability insurance plans, flexible spending accounts, transit/commuter benefit plans, COBRA/ continuation plans, and retirement plans and paid time off policies. This all-inclusive review can also be broken down and offered on an a la carte basis through the packages below.[/vc_toggle][vc_toggle style=”style1″ title=”Compliance Review”]

A Compliance Review includes a review of all benefit programs to ensure compliance with Federal and state regulations. This review ensures:

• Health insurance is offered per PPACA
• Legally required documents and notices are in place and appropriately
  distributed
• Employees are made aware of their eligibility for benefit plans
• Benefits are properly taxed
• Mandated leave programs such as the FMLA, state Sick and Safe Leave laws are followed
• 5500 documents are filed timely and appropriate Summary Annual Reports are sent to staff
• Retirement plans have been appropriately audited
• Compliance with additional ERISA guidelines for retirement plans
• Timely submission of retirement plan contributions and distribution of disclosures
• Plan(s) have been properly tested and passed the required tests, or were fixed
• Paid time off policies are in place as legally required

[/vc_toggle][vc_toggle style=”style1″ title=”Forensic Review”]A Forensic Review includes a review of all benefit programs to ensure they are administered according to the organization’s plan setup. This includes a review of:

• Insurance invoices for new and terminated employees to ensure proper
  accounting
• Payroll deduction reviews to ensure employees are being correctly charged
  for their insurance benefits
• Paperwork such as coverage waivers and enrollment forms
• Paid time off accumulation review to ensure employees are receiving the
  proper time off accruals and that the accrued carryover values are purged
  according to policy

[/vc_toggle][vc_toggle style=”style1″ title=”Efficiency and Effectiveness of Administration Review”]

An Efficiency & Effectiveness of Administration Review covers the whole gamut of services available from brokers, providers and third-party administrators. This review includes the evaluation of:

• Systems used for employee enrollments, changes and terminations
• Integration of online benefit portals, HRIS and payroll software
• Use of employee self-service for open enrollments
• Resolution methods of complex billing or claim resolution issues
• Education of employees about benefit programs and offerings upon hire
  and during annual open enrollment

[/vc_toggle][vc_toggle style=”style1″ title=”Alignment Review”]

An Alignment Review includes an assessment of the organization’s philosophy in relation to benefit plans and a review of the benefit plans to ensure they meet the organization’s objectives. This service includes:

• Discussions with executives to determine goals and objectives of benefit plans
• Review of benefits offered to ensure that they align with the organization’s mission and values overall. For example, an organization that advocates for adoption may want to offer adoption benefits to their employees
• Creating and administering employee benefits satisfaction surveys

[/vc_toggle][vc_toggle style=”style1″ title=”Plan Detail Documents”]The Employee Retirement Income Security Act (ERISA) of 1974 requires every pre-tax  employee welfare benefit plan (including medical, dental, vision, life and disability plans) to be  established and maintained pursuant to a “written instrument.” The actual documents required under ERISA are referred to as a Plan Document and Summary Plan Description (SPD). If  you do not have both documents for each of your plans, your organization may be exposed to
significant civil penalties. Nonprofit HR can assist by creating these documents for your organization.

Production Investment Includes:

• Plan Document and SPD document language drafted by ERISA attorneys
• Wrap documents aggregating all plans into one single
• Plan Document and Summary Plan Description (SPD)
• Unlimited insurance plans included in one document:
• Fully Funded Medical Insurance (dental, vision, premium only plan, flexible spending accounts, life insurance, disability insurance, HRA, HSA)

Self Funded and partial funded plans will not be included in a wrap document. The document will be provided as PDF and emailed to organization ready for employee distribution.

Document Features:

• Compliant with ERISA and new PPACA regulations
• Documents include references to employer’s existing internal communications material  such as annual benefits summaries, employee handbooks and rate sheets using actual document name specific to the organization
• Clear, concise, easy to read language that employees can understand

One-time investment: $695.00

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[/vc_column_text][gravityform id=”19″ title=”false” description=”false” ajax=”false”][/vc_column_inner][/vc_row_inner][space height=”30 px”][testimonial style=”style1″ photo=”4324″ testimoni=”“During our benefits renewal this year, our premiums rose on average approximately 13%. Nonprofit HR was instrumental in collaborating with our broker to find additional viable and affordable solutions. As a virtual organization, we have employees in many states and were able to add an additional plan design that not only lowered premiums but offered more robust benefits at a significant cost savings by focusing on wellness. We couldn’t be happier to offer this additional option to our staff while also saving money for the organization.”” name=”Jaqueline Cooper, Chief of Staff” company=”Black Alliance for Educational Options”][/vc_column][/vc_row][vc_row][vc_column width=”1/1″][vc_text_separator title=”Title” title_align=”separator_align_center” color=”grey” icon=”font-awesome” icon_awesome=”circle-o” icon_metrize=”waves” size=”20″ icon_color=”#e2e2e2″][big_title title=”I need help with benefits. ” title_size=”28px” title_tag=”h1″ align=” center” color=”grey” description=”Let’s work together to turn your benefits into a competitive advantage. Fill out the form below and someone from our benefits team will be in touch.”][gravityform id=”21″ title=”false” description=”false” ajax=”false”][/vc_column][/vc_row]